12 surprising takeaways from our debt freedom journey

My husband and I were Ostriches. You know the breed: Not exceptionally self-aware, since when they feel threatened they will try to flatten their nine foot tall, 350 pound bodies against the ground in an effort to become invisible. Assuming that move fails, they can run like the wind from predators at sustained speeds of […]

What’s in your wallet?

The question in the headline may bring to mind ads full of burly, weapon-waving Vikings in all sorts of amusing modern situations. However, the question What’s in your wallet? is a serious one because it will determine your ability to think outside the box when you and your spouse have set your sights on a purchase. You […]

The Opportunity Cost of Your Job: Live with it or leave it?

The hours you have available to work represent a fertile field of opportunity to grow in skills, obtain wealth, gather knowledge, gain power and prestige, form strong personal and professional relationships, and to live with a true sense of purpose and satisfaction. How and where you choose to spend those hours determines the Opportunity Cost of your […]

3 essential keys to furnish your home on a budget

You’ve been watching those shows about how to buy and makeover a house, and visions of your very own HGTV style home are now dancing in your head. You’ve pinned hundreds of images of cheery kitchens, welcoming living rooms, and restful bedrooms on Pinterest. Furniture and home decor catalogs litter your apartment, and you can’t […]

There Must Be a Pony In Here Somewhere

Do you remember the cool prizes that used to come in the cereal boxes when you were little? Did you pray every week that your mom would buy the brands with the best freebies? Were you disappointed when she’d bring home some “But it’s good for you!” cereal which never had any surprises inside, and […]